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GAP insurance

 
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Misko
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Joined: 25 Sep 2009
Posts: 283
Location: Berkshire

PostPosted: Sat Sep 26, 2009 5:30 pm    Post subject: GAP insurance Reply with quote

Hi all,

I'm about to become the proud owner of a D3 in about 97 hours (not that I'm counting Very Happy ). I'm trying to cope with almost tripled insurance costs but finding the GAP which covers Alpina seems next to impossible. I have been offered one from Sytner for a ridiculous price of about 600 for 3 years which is out of question.

I have seen another topic discussing the same few months ago but nobody actually put the name of insurer. Please don't go into discussion weather it's useful or not, always depends if you actually need to use it and if I can find something cheaper which covers 4 years, I'll probably take it.

Anyway, all advices are welcome.

Misko
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Estoril Sport
ALPI
ALPI


Joined: 14 Jul 2007
Posts: 423
Location: Midlands

PostPosted: Sat Sep 26, 2009 9:58 pm    Post subject: Reply with quote

Here are some web companies that offer GAP insurance.

http://www.ala.co.uk/
http://www.shortfallcover.co.uk
http://www.gap-insurance-online.co.uk/
http://www.gapinsurance.co.uk/
http://www.car2cover.co.uk/

Hope it helps, congrats on the D3. Whats the colour ? tell us more Smile
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Misko
ALP
ALP


Joined: 25 Sep 2009
Posts: 283
Location: Berkshire

PostPosted: Sat Sep 26, 2009 11:20 pm    Post subject: Reply with quote

Think I'll keep quiet for another few days, almost pulled out after a "misunderstanding" with Sytner, but I really like the car. Fingers crossed, it's going to be black 2007 D3.

Thanks for the list, there were two companies I haven't tried before, but they also have "must be listed in Glass's guide" to be eligible, which Alpina is not Evil or Very Mad

have to keep looking...
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dubbers
ALP
ALP


Joined: 16 Aug 2009
Posts: 253
Location: Motown UK

PostPosted: Sun Sep 27, 2009 8:46 am    Post subject: Reply with quote

I bought GAP insurance with my D3, Sytner started @ 600 and in the end I paid 300. I reckon it could be cheaper still, but both kids were begining to cry so accepted it at that price
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Misko
ALP
ALP


Joined: 25 Sep 2009
Posts: 283
Location: Berkshire

PostPosted: Sun Sep 27, 2009 2:35 pm    Post subject: Reply with quote

Thanks dubbers, that will be my latest option, although, I doubt I'll be ready to pay anything more then 200 for 3 years.

I'm not very happy with wording in the policy as they state that any modification will invalidate it with no examples what the modification really is. Have no intention to change anything but need the likes of car seat, phone holder and so on.

Misko
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Bricky



Joined: 15 Jun 2009
Posts: 18
Location: Surrey, UK

PostPosted: Mon Oct 05, 2009 2:54 pm    Post subject: Reply with quote

I looked into this extensively at the time...Sytners also started at 600, but ended up just shy of 300. I took examples of other quotes along - most of the online ones wont cover the Alpinas as they aren't in the Glass's guide, so there's not too many options.
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Misko
ALP
ALP


Joined: 25 Sep 2009
Posts: 283
Location: Berkshire

PostPosted: Tue Oct 06, 2009 3:55 pm    Post subject: Reply with quote

Well, I managed to find 4 years for 229 RTI up to 15k with ala.co.uk. I had to phone and they had to check with their underwriter and it's fine. Got the policy where the car is listed as Alpina D3 so it should be ok. Guys were really helpful. They advised that they will have to get an approval for each individual car in advance if it's not listed in Glass's guide.

For moderators, I know that there is a section sponsor for this so please let me know if you want link removed. As much as I'm aware AF doesn't offer gap insurance.
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TheJT
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A


Joined: 21 Sep 2015
Posts: 80
Location: Leamington Spa

PostPosted: Tue Jan 19, 2016 12:24 pm    Post subject: Reply with quote

Update - ALA have since changed underwriters and now definitely won't provide gap insurance for an Alpina. Most of the online brokers use the same underwriter - Ageas Insurance Ltd, so suspect it will be the same for all of them though might try contacting Ageas directly. Shame - got a good quote based on cost of car!
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DAN@ADRIAN FLUX
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Joined: 16 Oct 2008
Posts: 96
Location: East Winch, Kings Lynn, Norfolk

PostPosted: Wed Jan 20, 2016 11:35 pm    Post subject: Reply with quote

Hi,
Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance we feel for some customers it can offer a cost effective alternative and yes we can cover all Alpina models.
Regards,
Dan
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TheJT
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Joined: 21 Sep 2015
Posts: 80
Location: Leamington Spa

PostPosted: Wed Jan 20, 2016 11:36 pm    Post subject: Reply with quote

Thanks - I did look at this, but the limit is 10k if I understand?
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