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Insurance Help please.......

 
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Rav
ALP
ALP


Joined: 05 May 2015
Posts: 270

PostPosted: Sat Sep 29, 2018 9:59 pm    Post subject: Insurance Help please....... Reply with quote

Hi All.

I have had my Boxster insured by RH Specialist Insurance for around 150 per year, 5k limited miles on a classic poilicy. Earlier this year i bought a E46 Alpina B3 3.3 and added this to the policy. It raised it to about 250.

I recently found out that the policy insists that I have another "daily" car as my usual car. I have to be the owner, so it cannot be the wifes car and I must have a normal (not classic) insurance on this as me the daily driver. This was my 2002 Audi A4. Unfortunately, earlier this month, i managed to write the car off. I sold it today and i guess that means that the classic policies are now void?

Any idea how to proceed?

Would it be best to insure the Alpina as my daily and boxster as a classic or the other way around? Does anyone have experience of this sort of thing? I dont want to pay a fortune for insurance as i dont really use either car for many miles.

Cheers

R
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1999 #032 Alpina B3 3.3 saloon (UK Press Car)
2000 Porsche Boxster S
2007 Audi A6 Avant tdi
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Charles
Moderator
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Joined: 23 Jun 2003
Posts: 6952
Location: Oxford

PostPosted: Sun Sep 30, 2018 11:59 am    Post subject: Reply with quote

The first thing you MUST do is to inform your insurers of the change in circumstances. Then seek their guidance in terms of the comparative costs of changing either the Boxster or the ALPINA to "daily" use before upgrading one of the cars with them.

I would also look at other insurers who do not have such a clause on their "classic" policies and, when ready, switch insurers if the cost differential is significant.

It might be worth speaking to A Plan in Thatcham, mentioning that you are a member of the register. I hear good things about their service, prices and cover and they know what an ALPINA is.
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Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order Wink
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!
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Philrose
ALPINA
ALPINA


Joined: 10 Feb 2012
Posts: 860
Location: Solihull

PostPosted: Sun Sep 30, 2018 5:53 pm    Post subject: Reply with quote

A Plan are very helpful and they have a BMW Car Club discount if you are a member. 01635 874646 is the number I use as they are tuned into Alpina/BMW rather than local agency offices.
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"The only time you have too much fuel is when you're on fire."

"Never trade luck for skill."



Alpina D3BT - no 364 - Wifeys
Alpina B3S BT cabrio no 235 - Mine
Yes, we have one each
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Metrics
ALPINA
ALPINA


Joined: 29 May 2015
Posts: 1423
Location: Berks

PostPosted: Sun Sep 30, 2018 5:55 pm    Post subject: Reply with quote

Another vote for A Plan Thatcham - I've been using them for over 10 years, they are superb.
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2012 Alpina D5 BiTurbo No. 13
2002 Alpina B10 V8S No. 60
1993 Mercedes 190E 2.6 Sportline spec
2005 Audi TT 225
1991 Mk1 Golf GTI Sportline cabriolet
1983 Mk1 Golf GTI
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