Alpina Jim wrote:Another year and yet another reduction in the premium
Your Car:- B10 3.2 1998
Your Age:- 54
Location:- good postcode in Hampshire & garaged
Fully comp protected with £250 excess
NCD:- 12 years +, no points
Other people insured:- Wife
Insured with:- Elephant
Direct or through broker:- Direct online
How much:- £210.94 (£15 less than last year and the third year in a row to have a reduction in premium)
5k miles per annum with a no business clause.
Here's my renewal quote from the section sponser this year:
Car: 1998 B10 3.2 Lightly modified
Age: 42
Location: South Manchester (yep that doesn't help
) & garaged.
Fully comp & protected SDP & Commuting
NCD: 22 years, 3 points long since expired
Drivers: Just me!
Mileage: 9000 per annum
Company: Adrian Flux (Broker) Trinty Lane (company)
How Much!!!!!: £1001.50 including £30 policy issue fee £30 finance fee (3 installments & £15 personal accident cover
(so basically I could knock the £15 off and pay in full for a reduction to £956.50..........)
Plus to add insult to injury they mention that they are no longer able to offer
an agreed value on the policy that I have had for the last 5 years with them!
oh and this wasn't mentioned in the covering letter, I had to spot that little nugget as a notation on the bloody schedule
Admiral quoted £546 covering the Mods but not on a 'like for like' replacement basis that Flux offer and no agreed value.
Classicline insurance who advertise in the BMW car club magazine quoted
£523 covering the Mods (need to clarify 'like for like' with them) with a £250 excess and an agreed value of £6000 pending pictures and valuation form.....
hmmm wonder where my money will likely be going this year......
Update: Confirmed 'like for like' replacement with Classicline, readjusted the Agreed value to £4500 (I reassessed the current
realistic market price)
subject to them giving the ok on it when they get the form and piccies, so money paid & the new policy kicks in on 17th of this month,
phoned Flux (I must say, for the record, the staff there are always friendly and pleasant to deal with on the phone, its just their prices I have an issue with)
to say that I wouldn't be renewing with them, they rechecked the quote and said they couldn't get anywhere near Classicline's price.