Alpina Insurance

ALPINA Costs - Insurance, Depreciation, Oil Usage

Moderators: Charles, neil, D4

Post Reply
Norrie
ALPINA
ALPINA
Posts: 1549
Joined: Wed Oct 31, 2012 10:35 pm
Location: Horsham West Sussex
Contact:

Re: Alpina Insurance

Post by Norrie » Sat Mar 12, 2022 2:58 pm

Insurance is a revolving and moving platform, just like shares and money markets. If you are using a broker they are adding their premium to the price given to the by the Insurer. The volume discount may or may not be passed on. Although Insurance companies will deny itf, if they have claim in quantity for certain models premiums will rise, even though you as the individual may not have had an accident or claim.

Where labour costs and parts increase the insurer will again increase the premium. Specialist cars may be dropped by their approved repair organisation or indeed if the car has to go to a (for example ) BMW approved body shop, your quote may increase.

If your personal circumstances have change in any way it can affect your policy. Example you are in a certain post code a then 10 or 20 cars of your general type are stolen. You dont know about it, however the insurance business does and whack up goes the premium if you if were not affected personally.

The quote is virtually "on the day" unless guaranteed for a fixed period. I have found by negotiating well before the actual policy is due has served me well.

I also asked for loyalty discount, using the same broke for 2 cars for the last 11 years, I got a small offer which I took.
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

The Hybrid
Posts: 48
Joined: Thu May 20, 2021 1:05 pm

Re: Alpina Insurance

Post by The Hybrid » Tue May 10, 2022 1:41 am

I just renewed my insurance for my D5 for me and the missus. It was £380 last year with Tesco insurance but they just quoted me £278 after a 10% reduction for being a club card member.

I check on the comparison sites and the cheapest quote was £340 with Hastings. So Tesco for the win.
Proud owner of a D5 #92 :dance

ScooBeeFive
ALPINA
ALPINA
Posts: 1036
Joined: Fri Sep 11, 2020 3:40 pm
Location: Shropshire

Re: Alpina Insurance

Post by ScooBeeFive » Wed May 11, 2022 9:03 am

The Hybrid wrote:
Tue May 10, 2022 1:41 am
I just renewed my insurance for my D5 for me and the missus. It was £380 last year with Tesco insurance but they just quoted me £278 after a 10% reduction for being a club card member.

I check on the comparison sites and the cheapest quote was £340 with Hastings. So Tesco for the win.
I've got both of mine with Tesco currently - they seem to be quoting very competitively on Alpinas at the moment.
Paul

2013 F11 B5 BiTurbo Touring #135 - Alpina Blue
2017 F33 B4S BiTurbo Cabrio #235 - Tanzanite Blue

User avatar
rodbargee
AL
AL
Posts: 137
Joined: Sat Jun 11, 2016 5:47 pm
Location: N Yorks

Re: Alpina Insurance

Post by rodbargee » Wed Jun 22, 2022 3:12 pm

B5
2006
Insured through tesco bank
6 years NCD
Me insured and the misses Im 64 shes a bit older
£241 FComp normal 10K MILEAGE

Post Reply