My sister had her car in repairs and had a courtesy car signed for and insured by the garage anyway she had a rtc damage to coutsey car and other car
She has been told to pay 250 excess and garage will cover all claims arising
Question is do we tell her actual ins company now even though not claiming or declare at renewal ?
Crash involving coutsey car advice pls
Moderator: neil
If the garage will be using her name on a claim to their insurance company then you will have to tell her insurer about the accident.
I had a bump in my work van, work insurance policy but still notified my insurer as it will be picked up on their database and then they have a get out excuse if ever i was to claim.
It didn’t affect my NCB but probably bumped up my premium a little for the following years I had to declare. It.
I had a bump in my work van, work insurance policy but still notified my insurer as it will be picked up on their database and then they have a get out excuse if ever i was to claim.
It didn’t affect my NCB but probably bumped up my premium a little for the following years I had to declare. It.
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What Phil has said is correct
Had it happen a few times in work, though it depends on the insurer as we've had reports that some premium's have gone up, and one case of a Loss of NCD
Is the repair alot more than the excess? If not then may be worth biting the bullet and paying out
Had it happen a few times in work, though it depends on the insurer as we've had reports that some premium's have gone up, and one case of a Loss of NCD
Is the repair alot more than the excess? If not then may be worth biting the bullet and paying out
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