Public Liability Insurance for meets

A place to plan / discuss / debrief about ALPINA meets

Moderators: Charles, neil, D4

Norrie
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Public Liability Insurance for meets

Post by Norrie » Fri Feb 08, 2019 12:48 pm

This register as the official ALPINA register for the BMW Car Club GB Limited is covered in cases whereby it is necessary to provide Public Liability Insurance.

However, the event needs to be approved by the BMWCCGB and made official and published by them in their magazine and media 3 months before it takes place. The event and cover also assumes some attending are BMWCCGB members.

Ad hoc meets advertised here of Social media which do not conform to the aforementioned would not be covered by that Policy.
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

AG
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Post by AG » Fri Feb 08, 2019 3:38 pm

So this forum/page is a BMW CC GB item?

Surely ad hoc meets will be fine as will attending other such events, pretty sure if someone wanted to organise a meet at X and so many turn up they wouldn't need PI in place nor would the club need to be notified of such a meet.
Former BMW CC 7 register chairman

1985 e23 B10 (sold)
1995 B3 saloon switchtronic (sold)

http://www.facebook.com/BmwE23AlpinaB8B9B10
http://www.facebook.com/AlpinaB3E36AndE46

Ashok
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Post by Ashok » Fri Feb 08, 2019 3:54 pm

I used to organize lots of meets and tours etc. and we never worried about liability insurance. It was all voluntary and good spirited. It's a shame that the environment has changed to the extent that people are getting sued left right and centre often without merit, to the extent that meets cannot be arranged without consideration of liability etc. However, I can totally understand why you would want to "cover your ass".

This is an important topic going forward and I think a clear consensus should exist as to when liability insurance is required and what if any pre-requisites and preventative steps should be taken before a meet is arranged.

Here's an example of the kind of event I used to organize back in the "good old days" :)
https://www.m5board.com/vbulletin/aston ... -tour.html
Ashok
E39 M5 - much loved RIP
E60 M5 - good riddance
E90 Alpina D3 #487 - drove it 117,000 miles!
F25 Alpina XD3BT #268 - it's big and white and very fast
G01 Alpina XD3.. soon! :)

simon13
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Post by simon13 » Fri Feb 08, 2019 8:32 pm

what a load of shit
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Norrie
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Post by Norrie » Sat Feb 09, 2019 11:57 am

Let me explain in simple terms, anyone can arrange anything they like anywhere with whoever they like, including this register as a platform to advertise it.

The BMWCCGB does not control in any way shape or form what people who come on here do or do not do, it does not seek to do so.

However, what it says' if if there is an event, which is being organised under the
register and that event organisers ask for proof of Public Liability Insurance, the unless someone has their own, the club insurance can be utilised. However, they insist they know about the event and that it is reviewed and publicised in their magazine, web site and media 3 months in advance.

Whilst some people may think this is unnecessary, I am just giving them the information, whatever they choose to do as an individual or a group of individuals is a matter for them.

More and more larger event organisers are insisting that exhibitors and clubs have insurance, but this does not extend to people getting together for ad hoc meets.
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

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Charles
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Post by Charles » Sat Feb 09, 2019 3:19 pm

AG wrote:So this forum/page is a BMW CC GB item?
No - we are an independent site/page/forum/online club (* delete as appropriate) that is officially recognised by ALPINA UK and Buchloe as representing the brand
Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order ;)
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!

AG
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Post by AG » Sat Feb 09, 2019 5:02 pm

Thanks Charles, reason I asked was Norries first few words in his opening gambit

"This register as the official ALPINA register for the BMW Car Club GB Limited"
Former BMW CC 7 register chairman

1985 e23 B10 (sold)
1995 B3 saloon switchtronic (sold)

http://www.facebook.com/BmwE23AlpinaB8B9B10
http://www.facebook.com/AlpinaB3E36AndE46

E24man
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Post by E24man » Sat Feb 09, 2019 6:26 pm

AG wrote:Thanks Charles, reason I asked was Norries first few words in his opening gambit

"This register as the official ALPINA register for the BMW Car Club GB Limited"
I am concerned about this too; Norrie, can you explain your comment please?
E24man

2001 Alpina B10 V8 Touring (1 of 12 rhd)
1997 Alpina B12 5.7 L (1 of 2 rhd)
1995 Alpina B10 4.6 Touring (1 of 1 rhd)
1985 BMW M635CSi (1 of 524 rhd made, but less than half left now)
1982 BMW 635CSiA (1 of only hundreds left from the thousands made and still valiantly fighting a rusty grave)

Norrie
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Post by Norrie » Sat Feb 09, 2019 8:32 pm

My understanding was that there is no separation between this register and the club (alpina) register for the BMWCCGB Limited. Therefore, as you are saying, so that I understand that there is no specific relationship with is either agreed or implied by either this register, the administrators or this register and the BMWCCGB Limited? (The BMWCCGB having registers and regions including an ALPINA register).

I am not in anyway suggesting there should be or there is a desire for it to be. I merely use this as a platform for clarification.

Let's put this another way around, it appears that the BMWCCGB has the unofficially adopted this register? In that respect if we take for example the Silverstone Classic in which they extend their club discount code to the people on this register, if they are or are not members of the bmwcc gb limited, they need not do so? They are under no obligation to so?
I did get Board approval last year to share the code, so it seems there is much confusion at Board level about the relationship or they are just being extremely generous, which might upset some other groups one suspects, who knows?

It is an extremely important issue as it could potentially mean someone who wishes to arrange an ALPINA meet, whereby the venue requires an insurance liability certification, there would be none, unless someone provided separate cover?

Therefore, please confirm that I am 100% incorrect in my understanding this is NOT the official register for ALPINA within the BMW Car Club.

That being the case one supposes that any interested party ( not me) could indeed approach the BMW CC GB Limited and ask to be considered.

The reason this subject has raised it's head is that an individual organised a meet last year at the ACE Cafe, of his own volition, one assumes taking some fiduciary responsibility? He then booked it again 2019 but said he would not be there and would another like to take it over. However, no terms and conditions were provided so whoever volunteered to organise it would have left themselves exposed to any potential risk and potential litigation if something went wrong and someone was looking to make a claim.

I am very grateful for this clarification, I also apologise for my misunderstanding.

However, I am very pleased that did not volunteer to take over the ACE on the misapprehension that if I had the BMW CC GB publish the event it would be cover, clearly it would be not as this register is not part of it?
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

E24man
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Location: Surrey

Post by E24man » Sun Feb 10, 2019 12:20 am

Charles wrote:
AG wrote:So this forum/page is a BMW CC GB item?
No - we are an independent site/page/forum/online club/collection of certifiable delusionalists(* delete as appropriate) that is officially recognised by ALPINA UK and Buchloe as representing the brand
FTFY
E24man

2001 Alpina B10 V8 Touring (1 of 12 rhd)
1997 Alpina B12 5.7 L (1 of 2 rhd)
1995 Alpina B10 4.6 Touring (1 of 1 rhd)
1985 BMW M635CSi (1 of 524 rhd made, but less than half left now)
1982 BMW 635CSiA (1 of only hundreds left from the thousands made and still valiantly fighting a rusty grave)

simon13
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Post by simon13 » Sun Feb 10, 2019 12:35 am

none of this applies to this page or anyone, has the world gone mad.
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Norrie
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Post by Norrie » Sun Feb 10, 2019 1:28 am

Indeed it totally clarifies the situation for me personally as I understand it from those who administer this forum/register/club call it what you will.

I have no further questions, those that think it is "shit" did not need to concern themselves before or subsequently as whatever the outcome may have been it was just "shit" to them?

Therefore, I am obliged to those who took it seriously and helped resolve this issue.
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

simon13
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Posts: 2685
Joined: Sun Feb 26, 2006 9:10 pm
Location: Camberley, Surrey

Post by simon13 » Sun Feb 10, 2019 9:22 pm

your making an issue out of nothing. Banned that poor lad on facebook who organised a great meet at the ace cafe last year who said he couldn't commit the time to it this year......or am I missing something obvious

Surely its our own choice where we drive our cars take them to meet and accept the major major risks involved in doing so!
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Norrie
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Post by Norrie » Sun Feb 10, 2019 11:43 pm

It is entirely 100% any individual's choice where they take their car and what they do, I don't believe I ever indicated otherwise?

These postings have clarified that thealpinaregister.com is nothing to do with the BMWCCGB Limited. That was a total misunderstanding on my behalf for which I have already apologised on here.

In terms of the FB group, I am the sole owner of that FB group, therefore it is for me and me alone to decide who I do or do not allow on the group and what I do or do not allow to be posted. In my disclaimer any one who objects is entitled to leave at any time. Therefore, I make no apology for that, however currently there are over 400 people who are or appear to be happy and more asking to join the group.

In terms of the individual I have already explained on this forum in this thread what happened.

This is for my own protection, however I repeat if any person wishes to contact that individual or the ACE Cafe, they are perfectly entitled to do so, I cannot find any mention of an objection from me to this, all I ask is not to be personally associated with the event and I will not promote it on my site.

He booked it with ACE, then posted on my site asking another to take over? I have no idea why he did not want to do it, why not ask him?
E65 B7 4.4 V8 supercharged No 106 (1 of 7 in UK) - purely for pleasure
E 39 523i for winter and track day - leave it anywhere
E92 325i - written off by X5 I was not driving!
E92 335D Twin Turbo - sold to Sytner Alpina
E 60 - 525D new - sold to Cooper BMW
E 60 - 530D new - sold at auction
E 39 - 520i new - sold at auction
E 30 - 316i new Touring - sold at auction

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Charles
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Re: alpina

Post by Charles » Mon Feb 11, 2019 9:56 am

Norrie wrote:My understanding was that there is no separation between this register and the club (ALPINA) register for the BMWCCGB Limited. Therefore, as you are saying, so that I understand that there is no specific relationship with is either agreed or implied by either this register, the administrators or this register and the BMWCCGB Limited? (The BMWCCGB having registers and regions including an ALPINA register).
I believe that I have already made the status of this group perfectly clear.

In the past there used to be a separate ALPINA register within BMWCCGB but owners voted with their feet. We now have the situation that, where BMWCCGB want representation from ALPINA owners at an event, they are happy to include our group (which is the officially recognised group in the UK) even though members of this group are not members of BMWCCGB.

Hopefully this should be the end of this discussion.
Charles
Teacher of Chemistry and driver of ALPINAs - not necessarily in that order ;)
B3S Touring (49/116) - been to the moon and now on the way back!
Renault Grand Espace - not mine but the wife's!

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